Regrettably, too many patients still let their insurance company dictate what dental care they should or should not receive. This situation puts many patients in an unfortunate position when they delay the care they need because their insurer refuses to pay at the exact time that care is required.
As dentists, we are often in a delicate position with our patients when their insurance coverage does not allow them to get reimbursed for the dental care we advise them to get. However, the mission of the dentist is always to promote the oral health of his patient, by making a diagnosis and presenting him / her with a treatment plan that includes the care necessary to maintain the latter.
In what follows, we’ll dive in this complex situation ...
The special situation in Quebec
In Quebec, we are not used to having to pay for health care. Indeed, if you go to the hospital for an emergency or if you consult a doctor for a specific reason, you never come out with an invoice to pay. Indeed, we are fortunate to have a public health system, funded by the state, which finances itself through taxes paid by citizens, among others. It is therefore the state that absorbs the costs of our visits to the hospital or to the doctor. But even if the bill related to these services, we receive is somewhat invisible to us, it remains very salty. In fact, a significant proportion of the taxes we pay are allocated to the health and social services sector.
Our health care system is such that dentists are not part of the public system. They must therefore cover all the operating costs of their clinic, which are very high. In fact, a dental clinic is like a mini hospital, with its qualified staff, high-tech equipment, specialized equipment, etc. To cover their costs, dentists must charge professional fees to their patients.
A considerable proportion of patients, however, benefit from dental insurance, which covers part of the costs related to the treatments received.
Insurance is a method of payment, not a method of treatment!
We are often faced with patients who refuse to receive the care that their condition requires, because their insurer refuses to pay. This may be because their maximum annual coverage is reached for the current fiscal year, or simply because the care concerned is not covered. It is important to understand that each insurance plan has its own terms and that it has its particularities. These vary from one company to another and according to each policy. Unfortunately, it is impossible for your dentist to know your coverage. When you submit a We are sorry to see that many patients avoid receiving the care needed to deal with oral problems in their mouths because they are not covered by their insurance. These patients are then exposed to more serious problems, since an unsupported condition will continue to evolve and cause harm to the mouth. By delaying care, the patient may need more complex and expensive treatments in the medium or long term, in order to treat the problem that has evolved ...
At Dents Mon Quartier, your health is important to us
Our priority with each patient is to provide them with the care they need to maintain optimal oral health, both to promote their well-being and their overall health. We always strive to be understanding about the financial situation of our patients, but we refuse to let insurance companies dictate to them what is best for the health of their smile! We offer different financing options, in house, to avoid having to postpone the care you need.
During your appointments, we are committed to offering you our best advice and to evaluate your situation, so you can the best decision for your own health!
Approved by Dre Charouk
Dr. Joumana Charouk, D.M.D, is proud to offer her patients exceptional care that combines experience, efficiency and good humor.
Dre Joumana Charouk, D.M.D