The choice of an insurance company is made by your employer. It compensates patients according to the coverage rate determined by the plan to which the organization that employs you is a member.
Our primary role is to provide you with care and not to take on the responsibilities and obligations of your insurer in its place. The mechanism by which your dentist agrees to claim only the uninsured portion of your care, and then wait until the insurance company reimburses the insured portion, is called the Delegation of Payment.
The latter imposes more and more constraints on the dentist and his or her firm, which are detrimental to the company and its administration: management of accounts receivable, frequency of payment, potential charges, account management, bank reconciliations, adjustments Of the insurer's payments, administrative burden, to name a few.
All of these constraints have an impact on the cost of care and we can no longer (and do not want to) take on the additional work and costs that insurers are trying to shift us to reduce their own administrative costs.
We have always respected our mandate to provide high-quality care. Unfortunately, it is becoming increasingly difficult to get paid by insurance companies.
Consequently, at the Dents Mon Quartier Dental Clinic, the patient is solely responsible for his / her account.
However, we will obviously continue to electronically transmit the claims of our patients to their insurers so that they receive the reimbursement provided for by their insurance plan. Payment arrangements and funding programs are also available when you need them.